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2. Home Losses From the LA Fires Hasten 'An Uninsurable Future'

   www.aol.com/home-losses-la-fires-hasten...

   As a result, many homeowners were forced to obtain coverage from the state’s insurer of last resort, the California Fair Access to Insurance Requirements (CA FAIR) Plan, which covered 1,430 ...

3. Citizens Property Insurance Corporation - Wikipedia

   en.wikipedia.org/wiki/Citizens_Property...

   Citizens Property Insurance Corporation (Citizens) was created in 2002 from the merger of two other entities to provide both windstorm coverage and general property insurance for home-owners who could not obtain insurance elsewhere.

4. California has sweeping new rules for home insurance ... - AOL

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   Under the new rules, state insurers for the first time will be allowed to use so-called catastrophe models to help determine the cost of home insurance. The models, developed by firms such as ...

5. California FAIR Plan insurance: What it is and how it works - AOL

   www.aol.com/finance/california-fair-plan...

   The California FAIR Plan is an insurance program of last resort for homeowners in high-risk areas of the Golden State who are unable to obtain fire coverage in the private insurance market.

6. 1988 California Proposition 103 - Wikipedia

   en.wikipedia.org/wiki/1988_California...

   Proposition 103, titled Insurance Rate Reduction and Reform Act, was a California ballot proposition voted on in the 1988 California General Election. It passed with 51% of the vote on November 8, 1988. [1] Proposition 103 expanded the regulatory capacities of the California Department of Insurance, especially in property and casualty insurance.

7. California Department of Insurance - Wikipedia

   en.wikipedia.org/wiki/California_Department_of...

   Its budget is primarily derived from funds generated by license fees, assessments, and Proposition 103 recoupment fees. The CDI licenses over 1,500 insurance companies and more than 320,000 insurance agents and insurance brokers in the state of California, United States. The current California Insurance Commissioner is Ricardo Lara.