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Common coverage types that are included in standard homeowners insurance policies include: ... like fire or flooding. Those named perils include explosions, falling aircraft/objects, fire, hail ...
An 18th-century fire insurance contract. Property insurance can be traced to the Great Fire of London, which in 1666 devoured more than 13,000 houses.The devastating effects of the fire converted the development of insurance "from a matter of convenience into one of urgency, a change of opinion reflected in Sir Christopher Wren's inclusion of a site for 'the Insurance Office' in his new plan ...
In fact, there are six key areas of financial protection included in a standard home insurance policy. Dwelling coverage: The dwelling coverage part of your policy covers the structure of your home.
It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one's home, its contents, loss of use (additional living expenses), or loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home or at the hands of the ...
Fire insurance, on the other hand, is a kind of property insurance that protects your home’s structure, detached structures (like a gazebo or fence) and your personal property from fire damage ...
Extended coverage is a term used in the property insurance business. All insurance policies have exclusions for specific causes of loss (also called "perils") that are not covered by the insurance company. An extended coverage endorsement (EC) was a common extension of property insurance beyond coverage for fire and lightning.
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