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  2. Buy here, pay here - Wikipedia

    en.wikipedia.org/wiki/Buy_here,_pay_here

    Since 2008, many outside lending institutions have entered the market and the average down payment on a BHPH loan has significantly decreased, as dealers try to maintain a share of the market. [2] Many of the benefits of separating the RFC out from the BHPH dealership are based in the tax code changes of the Tax Reform Act of 1986. The Act ...

  3. Can You Make a Car Down Payment with a Credit Card? - AOL

    www.aol.com/car-down-payment-credit-card...

    Down payments can be made with a personal check, cashier's check, or physical cash, and some dealerships also allow credit card payments. But just because you can use a credit card for a down ...

  4. Car Buying Hack: Starting in 2024, You Can Use the EV Tax ...

    www.aol.com/car-buying-hack-starting-2024...

    “Car dealers are asset-rich and cash-poor,” said Ohio dealer Michelle Primm, per KBB. ... You Can Use the EV Tax Credit as a Down Payment. Show comments. Advertisement. Advertisement. Holiday ...

  5. How Much Should Your Car Down Payment Be? - AOL

    www.aol.com/much-car-down-payment-200800414.html

    Always consider the risks before opting for a no-down-payment loan. ... Before you talk with lenders at a car dealership, shop around to get estimated term conditions from other banks, credit ...

  6. Car dealerships in the United States - Wikipedia

    en.wikipedia.org/wiki/Car_dealerships_in_the...

    In the United States, a car dealership is a business that sells cars. A car dealership can either be a franchised dealership selling new and used cars, or a used car dealership, selling only used cars. In most cases, dealerships provide car maintenance and repair services as well as trade-in, leasing, and financing options for customers.

  7. Car finance - Wikipedia

    en.wikipedia.org/wiki/Car_finance

    Legally, an indirect “loan” is not technically a loan; when a car buyer obtains financing facilitated by a dealership, the buyer and dealer sign a Retail Installment Sales Contract rather than a loan agreement. The dealer then typically sells or assigns that contract to a bank, credit union, or other financial institution.

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