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  2. How to get an unsecured business loan - AOL

    www.aol.com/finance/unsecured-business-loan...

    1. Make sure an unsecured loan is the best fit. The purpose of your loan can help you decide if a secured or unsecured business loan is the best fit. For example, if you’re purchasing equipment ...

  3. Documents you’ll need to apply for an unsecured business loan

    www.aol.com/finance/documents-ll-apply-unsecured...

    Apply: Submit your application for the chosen unsecured loan along with any required documentation. Approval : Await the lender’s decision, which can take a minimum of one day to several weeks.

  4. Types of unsecured business loans - AOL

    www.aol.com/finance/types-unsecured-business...

    Using a business loan calculator, you can see that the amount is similar to a $12,000 loan with a 41 percent APR and a 24-month repayment term or an 80 percent APR with a 12-month repayment term.

  5. What is an unsecured business loan and how does it work? - AOL

    www.aol.com/finance/unsecured-business-loan-does...

    Using assets to secure the loan can help improve your chances of approval and even lead to business loans with lower interest rates. Unsecured business loans don’t require collateral.

  6. Unsecured debt - Wikipedia

    en.wikipedia.org/wiki/Unsecured_debt

    Unsecured debts are sometimes called signature debt or personal loans. [2] These differ from secured debt such as a mortgage , which is backed by a piece of real estate. In the event of the bankruptcy of the borrower, the unsecured creditors have a general claim on the assets of the borrower after the specific pledged assets have been assigned ...

  7. Pre-qualification - Wikipedia

    en.wikipedia.org/wiki/Pre-qualification

    In a mortgage context, pre-qualification denotes a process that has not yet been underwritten by the lending institution. Typically, subprime lenders will allow 50% DTI. . Common monthly debts used for calculating DTI are mortgage (or new mortgage payment), auto payment(s), minimum credit card payment(s), student loans, and any other common monthly or revolving debt that is on the applicant's ...

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