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2. How credit inquiries affect your credit score - AOL

   www.aol.com/finance/credit-inquiries-affect...

   There are two different types of credit inquiries: hard inquiries, which can have a negative effect on your credit score, and soft inquiries, which don’t affect your credit score at all.

3. How requesting a credit limit increase affects your credit - AOL

   www.aol.com/finance/requesting-credit-limit...

   How to increase your credit limit without hurting your score Most lenders provide a process for requesting a credit limit increase, whether through phone or online channels.

4. 4 Hidden Consequences of Ignoring Your Credit Score - AOL

   www.aol.com/4-hidden-consequences-ignoring...

   Nearly one in five (18.51%) rarely or never check their credit scores, while 10.28% only check it once a year and 5.58% only check it before a major purchase or financial decision.

5. Can anyone check my credit without permission? - AOL

   www.aol.com/finance/anyone-check-credit-without...

   A credit reporting bureau is not off the hook if they provide your credit report for a permissible purpose by mistake, such as if they released your credit report because you have the same name as ...

6. What credit score do you start with? - AOL

   www.aol.com/finance/credit-score-start-163323233...

   Payment history is the most heavily weighted factor in your credit score. Even paying your cell phone bill more than a month late can hurt your score if your cell provider reports the late payment ...

7. 30 Things You Do That Can Mess Up Your Credit Score - AOL

   www.aol.com/finance/30-things-mess-credit-score...

   2. You Pay Your Bills Late Your payment history has a major impact on your credit score. U.S. News & World Report estimated that a single late payment can lower a credit score by 100 points or more.