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The fire occurred immediately after the club won league promotion, which mandated a costly upgrading of spectator facilities. A book published in 2015 revealed the extent of Heginbotham's fire insurance claims before the disaster, which had led to him being the subject of local innuendo about arson.
"Premiums are increasing in fire-prone areas because insurance companies are dealing with more claims and bigger payouts," says Nick Ramirez, a California-based Goosehead insurance agent. "It’s ...
Having repeat claims, even ones with low insurance payouts, might cause a property insurer to nonrenew your policy. Frequent or repeat claims over time may make you only eligible for high-risk ...
State Farm, Nationwide, Allstate, Mercury, Liberty Mutual and Farmers responded with statements saying they were working with policyholders to help them make claims, without addressing specific ...
An 18th-century fire insurance contract. Property insurance can be traced to the Great Fire of London, which in 1666 devoured more than 13,000 houses.The devastating effects of the fire converted the development of insurance "from a matter of convenience into one of urgency, a change of opinion reflected in Sir Christopher Wren's inclusion of a site for 'the Insurance Office' in his new plan ...
Delay, Deny, Defend is a critical exploration of the property and casualty insurance industry, examining how its practices affect policyholders.Feinman, a law professor specializing in consumer rights and insurance law, argues that the industry prioritizes profits over policyholders' needs, often using tactics like delaying or denying legitimate claims to bolster financial performance.
In 2024, the California Department of Forestry and Fire Protection, known as Cal Fire, battled 8,024 wildfires that burned more than 1,000,000 acres of land, and damaged or completely destroyed ...
In insurance, an adjustment clause in a contract specifies how the amount of a claim (particularly a claim against an insurance company) will be determined for the purposes of a settlement, giving consideration to objections made by the debtor or insurance company, as well as the allegations of the claimant in support of his claim. For example ...