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  2. Payday loans in Canada - Wikipedia

    en.wikipedia.org/wiki/Payday_loans_in_Canada

    This would amount to a maximum charge of $2.30 per $100 for a 14-day loan. Since the effective annual interest rates on payday loans are over this limit (Alberta and Ontario with the lowest rate of $15 per $100 borrowed, (1.15^(365/14)-1)* 100)), this makes payday loans effectively illegal in the provinces.

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