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Liability insurance (also called third-party insurance) is a part of the general insurance system of risk financing to protect the purchaser (the "insured") from the risks of liabilities imposed by lawsuits and similar claims and protects the insured if the purchaser is sued for claims that come within the coverage of the insurance policy.
The primary reason for professional liability coverage is that a typical general liability insurance policy will respond only to a bodily injury, property damage, personal injury or advertising injury claim. Other forms of insurance cover employers, public and product liability. However, various professional services and products can give rise ...
In 1820, there were 17 stock life insurance companies in the state of New York, many of which would subsequently fail. Between 1870 and 1872, 33 US life insurance companies failed, in part fueled by bad practices and incidents such as the Great Chicago Fire of 1871. 3,800 property-liability and 2,270 life insurance companies were operating in ...
H.R. 5694, introduced June 28, 2006, reintroduced in the 110th Congress as H.R. 1473, the 111th Congress as H.R. 1662 and the 112th Congress as H.R. 4283, a bill to require states to recommend the purchasing of liability insurance for child care centers, and to require child care centers to disclose whether the center carries current liability ...
3. Mechanical failure. When mechanical components fail due to normal wear and tear — whether it's a seized engine or failed transmission — your auto insurance won't pay for repairs.
A commonly required liability insurance is $25,000/$50,000/$25,000. ... "Insurance companies don't care about the color of your car. ... While most car insurance providers allow lending your car ...
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