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Proper insurance coverage protects your small business from unexpected circumstances and costs. Yet, according to the 2023 Hiscox Underinsurance Report, 75% of small businesses in the U.S. don’t ...
If you own a small business, liability insurance will make sure your business is prepared for unexpected lawsuits. Alert: highest cash back card we've seen now has 0% intro APR until 2025.
Cyber liability: For businesses that sell or store customer information online, cyber liability insurance is a must. If your information — or your customers' details — are compromised, cyber ...
In America, childminders are often advertised as a daycare. Depending on the country the childminder or daycare is in, government registration may or may not be required. Within the UK, a childminder must be Ofsted-registered, hold a current paediatric first aid qualification, public liability insurance and follow the EYFS. A mother's helper is ...
The liability insurance crisis of the 1980s was a watershed moment in the U.S. insurance industry, marked by a sharp rise in the cost of liability insurance and the widespread unavailability of certain types of coverage. The crisis affected numerous sectors, from construction and daycare centers, to municipal governments and non-profit ...
Liability insurance (also called third-party insurance) is a part of the general insurance system of risk financing to protect the purchaser (the "insured") from the risks of liabilities imposed by lawsuits and similar claims and protects the insured if the purchaser is sued for claims that come within the coverage of the insurance policy.
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