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  2. Per Stirpes vs. Per Capita in Estate Planning - AOL

    www.aol.com/per-stirpes-vs-per-capita-215439549.html

    When this term is applied to estate planning, it refers to the equal distribution of assets among the different branches of a family and their surviving descendants. Per Stirpes vs. Per Capita in ...

  3. What happens if your life insurance beneficiary dies ... - AOL

    www.aol.com/finance/happens-life-insurance...

    Per stirpes versus per capita distribution As a life insurance policyholder, you can decide how your death benefit will be distributed if a beneficiary passes away before you.

  4. Per stirpes - Wikipedia

    en.wikipedia.org/wiki/Per_stirpes

    Per stirpes (/ p ɜːr ˈ s t ɜːr p iː z /; "by roots" or "by stock") [1] is a legal term from Latin, used in the law of inheritance and estates.An estate of a decedent is distributed per stirpes if each branch of the family is to receive an equal share of an estate.

  5. Choosing a life insurance beneficiary - AOL

    www.aol.com/finance/choosing-life-insurance...

    Per stirpes: This payout method may be useful if a named beneficiary dies before the policyholder or before the payout can be distributed. Instead of the entire life insurance payout going to the ...

  6. Per capita - Wikipedia

    en.wikipedia.org/wiki/Per_capita

    Per capita is a Latin phrase literally meaning "by heads" or "for each head", and idiomatically used to mean "per person". The term is used in a wide variety of social sciences and statistical research contexts, including government statistics, economic indicators , and built environment studies.

  7. Intestate succession in South African law - Wikipedia

    en.wikipedia.org/wiki/Intestate_succession_in...

    The 1580 Ordinance adopted the schependomsrecht distribution per stirpes, restricting it in the case of collaterals to the fourth degree inclusive. Finally, the 1599 Placaat compromised between the two systems with respect to distribution, and gave one half of the estate to the surviving parent, and the other half to the descendants of the ...

  8. Individual retirement account - Wikipedia

    en.wikipedia.org/wiki/Individual_retirement_account

    This avoids paying the extra 10% tax on early distributions from an IRA. rollover the IRA funds into another plan and take distributions as a beneficiary. Distributions will be determined by the required minimum distribution rules based on the surviving spouse's life expectancy.

  9. Required minimum distribution - Wikipedia

    en.wikipedia.org/wiki/Required_minimum_distribution

    A nonspouse IRA beneficiary must either begin distributions by the end of the year following the decedent's death (they can elect a "stretch" payout if they do this) or, if the decedent died before April 1 of the year after he/she would have been 72, [a] the beneficiary can follow the "5-year rule". The suspension of the RMD requirements for ...

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