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The Big Three credit rating agencies are S&P Global Ratings (S&P), Moody's, and Fitch Group. S&P and Moody's are based in the US, while Fitch is dual-headquartered in New York City and London , and is controlled by Hearst .
Based in Columbus, Ohio, the company offers services like fraud protection, credit information, identity verification, and receivables management. [ 1 ] [ 2 ] Innovis is a subsidiary of CBC Companies, but companies that report debt activity, such as Verizon , refer to the company by the name "Innovis", or simply state that they report to "all ...
A credit bureau is a data collection agency that gathers account information from various creditors and provides that information to a consumer reporting agency in the United States, a credit reference agency in the United Kingdom, a credit reporting body in Australia, a credit information company (CIC) in India, a Special Accessing Entity in the Philippines, and also to private lenders. [1]
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In 2006, after spending two years trying to correct erroneous credit information that resulted from being a victim of identity theft, a fraud victim named Sloan filed suit against all three of the US's largest credit agencies. TransUnion and Experian settled out of court for an undisclosed amount. In Sloan v. Equifax, a jury awarded Sloan ...
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