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The Loan Estimate replaces the Good Faith Estimate, or GFE, that was used prior to 2015. Lenders are required to issue Loan Estimates within three days of receiving a complete loan application, per the TILA-RESPA Integrated Disclosure Rule (TRID).
The final page of the loan estimate lists more important details of your mortgage agreement, like the names of the lender and the loan officer, plus three key figures you can use for comparison ...
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Loan information: This section should match your loan estimate. Loan amount: Note that the loan amount can change, for example, if your closing costs were rolled in.
The nature and scope of a mortgage broker's activities vary with jurisdiction. For example, anyone offering mortgage brokerage in the United Kingdom is offering a regulated financial activity; the broker is responsible for ensuring the advice is appropriate for the borrowers' circumstances and is held financially liable if the advice is later shown to be defective.
A lender may be considering making a loan to finance the construction of a house and may need to know the value of the collateral that will result. The subject property is a vacant lot, but the client needs to know what the value of the lot is or would be or will be with a house (of certain described physical characteristics) constructed on it.