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2. Return of premium life insurance - AOL

   www.aol.com/finance/return-premium-life...

   Return of premium life insurance proves to be a sort of sweet spot in the insurance industry, marrying the simple protection of term coverage with a compelling money-back feature. While ...

3. Guide to life insurance

   www.aol.com/finance/guide-life-insurance...

   Other types of term life insurance include: Return of premium (ROP) term: This option costs more, but if you outlive the term length, you’ll receive a refund of the base premiums you’ve paid.

4. Return of premium life insurance - Wikipedia

   en.wikipedia.org/wiki/Return_of_premium_life...

   Return of premium (ROP) life insurance is a type of term life insurance policy that returns a portion of the cumulative premiums paid if the insured outlives the policy's term. [1] For example, a $1,000,000 policy bought for $10,000 a year over a 30-year period would result in $300,000 being refunded to the surviving policyholder at the end of ...

5. Types of life insurance - AOL

   www.aol.com/finance/types-life-insurance...

   Return of premium insurance. A return of premium rider is a useful feature that can be added to several types of term life insurance. While not actually a specific life insurance policy type ...

6. Term life insurance - Wikipedia

   en.wikipedia.org/wiki/Term_life_insurance

   The premiums for a return premium term life plan are usually much higher than for a regular level term life insurance policy, since the insurer needs to make money by using the premiums as an interest free loan, rather than as a non-returnable premium.

7. Life insurance - Wikipedia

   en.wikipedia.org/wiki/Life_insurance

   Permanent life insurance is life insurance that covers the remaining lifetime of the insured. A permanent insurance policy accumulates a cash value up to its date of maturation. The owner can access the money in the cash value by withdrawing money, borrowing the cash value, or surrendering the policy and receiving the surrender value.