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  2. Standard vs. nonstandard car insurance: What you need to know

    www.aol.com/finance/standard-vs-nonstandard-car...

    Driver profile. Average annual full coverage premium. Clean record. $2,458. Coverage lapse. $2,705. 18-year-old (standalone policy) $6,687. DUI conviction. $4,713

  3. What is full-coverage car insurance? - AOL

    www.aol.com/finance/full-coverage-car-insurance...

    What full-coverage car insurance includes. A full-coverage auto insurance policy combines three key protections — liability, comprehensive and collision coverage — into one complete package.

  4. 7 surprising situations your standard car insurance won't ...

    www.aol.com/finance/situations-standard-car...

    3. Mechanical failure. When mechanical components fail due to normal wear and tear — whether it's a seized engine or failed transmission — your auto insurance won't pay for repairs.

  5. Vehicle insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance_in_the...

    By definition, it includes any events or occurrences that are beyond human control. For example, a tornado, flood, hurricane, or hail storm would fall under this category. While etymologically all living creatures are considered animals, impact with a human is excluded from the definition of "animal" under insurance definitions. [10] In McKay v.

  6. Health maintenance organization - Wikipedia

    en.wikipedia.org/.../Health_maintenance_organization

    In the United States, a health maintenance organization (HMO) is a medical insurance group that provides health services for a fixed annual fee. [1] It is an organization that provides or arranges managed care for health insurance , self-funded health care benefit plans, individuals, and other entities, acting as a liaison with health care ...

  7. Vehicle insurance - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance

    Vehicle insurance (also known as car insurance, motor insurance, or auto insurance) is insurance for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise from incidents in a ...