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2. Should you return a partial payout from a home insurance claim?

   www.aol.com/finance/return-partial-payout-home...

   A home insurance claim check can either be sent directly to the contractor tasked with repairing your home or to you, the policyholder. If your insurance company opts to pay you directly, you may ...

3. What to do if your homeowners insurance is canceled - AOL

   www.aol.com/finance/homeowners-insurance...

   Homeowners insurance policies can be canceled or nonrenewed for lapses in payment, changes in underwriting criteria, the condition of the home or property and more. Insurance companies are ...

4. When and how to fight a denied homeowners insurance claim - AOL

   www.aol.com/finance/fight-denied-homeowners...

   A home insurance adjuster handles claims for the insurance company or policyholder. Their job is to verify the claim details, investigate the loss, look at the damage and estimate repair costs.

5. Cancellation (insurance) - Wikipedia

   en.wikipedia.org/wiki/Cancellation_(insurance)

   Cancellation of an insurance policy before the end of the policy period has the effect of ending the insurance coverage on the date of the cancellation. This can result in a partial return premium which can be calculated in different ways depending on the method specified in the policy.

6. Total loss - Wikipedia

   en.wikipedia.org/wiki/Total_loss

   In insurance claims, a total loss or write-off is a situation where the lost value, repair cost or salvage cost of a damaged property exceeds its insured value, and simply replacing the old property with a new equivalent is more cost-effective. [1] [2] Such a loss may be an "actual total loss" or a "constructive total loss".

7. Perpetual insurance - Wikipedia

   en.wikipedia.org/wiki/Perpetual_insurance

   Perpetual insurance is a type of homeowner's insurance policy written to have no term, or date, when the policy expires. From the effective start date, the coverage exists for perpetuity. The insured deposits money, called a deposit premium, with the insurer for insurance for the life of the risk.