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2. What is a down payment? - AOL

   www.aol.com/finance/down-payment-180952544.html

   FHA loans require a down payment of 3.5 percent with a credit score of 580 or higher. ... Why do mortgage lenders require a down payment? Mortgage lenders require a down payment primarily as a ...

3. What Income Do I Need for a $300K House? - AOL

   www.aol.com/income-300k-house-170125123.html

   At 50% DTI, for which you would need an excellent credit score, large cash reserves and a large down payment, you could have a total debt payment of $3,889 — $2,178 for your house payment and ...

4. Conforming loans: What they are and how they work - AOL

   www.aol.com/finance/conforming-loans-203505330.html

   Higher credit score needed: You need a credit score of 620 or higher for a conventional conforming loan, whereas some government loans can be had for a score as low as 500.

5. What credit score is needed to buy a house? - AOL

   www.aol.com/finance/credit-score-needed-buy...

   You might qualify for an FHA loan with a credit score of 500 to 579, with a 10 percent down payment, or with a 3.5 percent down payment if your score is 580 or higher.

6. Mortgage calculator - Wikipedia

   en.wikipedia.org/wiki/Mortgage_calculator

   The fixed monthly payment for a fixed rate mortgage is the amount paid by the borrower every month that ensures that the loan is paid off in full with interest at the end of its term. The monthly payment formula is based on the annuity formula. The monthly payment c depends upon: r - the monthly interest rate. Since the quoted yearly percentage ...

7. How much should a house down payment be? - AOL

   www.aol.com/finance/much-house-down-payment...

   Also beware that if you have a credit score below 580 (but no lower than a 500 score) and you obtain an FHA home loan, you’ll be required to make a minimum 10% down payment. Historical data for ...