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2. How long can a credit card charge be pending? - AOL

   www.aol.com/finance/long-credit-card-charge...

   When you swipe your credit card to make a purchase, the merchant’s acquiring bank — which handles the payments for the merchant — communicates with your card issuer to make sure that you ...

3. How to tell if debt settlement is a good idea for you - AOL

   www.aol.com/tell-debt-settlement-good-idea...

   Negative credit score impact: Debt settlement can negatively impact your credit score, as settled accounts may be reported as “settled” or “ charged-off.”. A debt settlement may remain on ...

4. Overpayment scam - Wikipedia

   en.wikipedia.org/wiki/Overpayment_scam

   Overpayment scam. An overpayment scam, also known as a refund scam, is a type of confidence trick designed to prey upon victims' good faith. In the most basic form, an overpayment scam consists of a scammer claiming, falsely, to have sent a victim an excess amount of money. The scammer then attempts to convince the victim to return the ...

5. Etsy - Wikipedia

   en.wikipedia.org/wiki/Etsy

   Etsy, Inc. is an American e-commerce company with an emphasis on the selling of handmade or vintage items and craft supplies. These items fall under a wide range of categories, including jewelry, bags, clothing, home decor, religious items, furniture, toys, art, as well as craft supplies and tools. Items described as vintage must be at least 20 ...

6. Return merchandise authorization - Wikipedia

   en.wikipedia.org/wiki/Return_merchandise...

   A return merchandise authorization (RMA), return authorization (RA) or return goods authorization (RGA) is a part of the process of returning a product to receive a refund, replacement, or repair to which buyer and seller agree during the product's warranty period. [1][2] The issuance of an RMA/RGA is a key gatekeeping moment in the reverse ...

7. Can a bank seize funds from my checking account for my credit ...

   www.aol.com/bank-seize-funds-checking-account...

   Key takeaways. A bank cannot typically take money from your checking account to pay off your credit card debt. There are exceptions to this protection. For one, if the bank gets a court judgment ...

8. Package redirection scam - Wikipedia

   en.wikipedia.org/wiki/Package_redirection_scam

   A package redirection scam is a form of e-commerce fraud, where a malicious actor manipulates a shipping label, to trick the mail carrier into delivering the package to the wrong address. This is usually done through product returns to make the merchant believe that they mishandled the return package, and thus provide a refund without the item ...

9. 10 credit card mistakes to avoid in 2024 - AOL

   www.aol.com/finance/10-credit-card-mistakes...

   Here are a few common credit card mistakes to avoid: 1. Not paying on time. Sometimes, schedules are busy and budgets are tight. But it’s best to always pay at least part of your credit card ...