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  2. Criticism of credit scoring systems in the United States

    en.wikipedia.org/wiki/Criticism_of_credit...

    2004 study found that African American and Hispanic consumers constituted over 60% of the consumers having the worst credit scores. [35] 2004 study found the median credit score for whites in 2001 was 738, but the median credit score for African Americans was 676 and for Hispanics was 670. [36]

  3. United States federal government credit-rating downgrades

    en.wikipedia.org/wiki/United_States_federal...

    The 2011 S&P downgrade was the first time the US federal government was given a rating below AAA. S&P had announced a negative outlook on the AAA rating in April 2011. The downgrade to AA+ occurred four days after the 112th United States Congress voted to raise the debt ceiling of the federal government by means of the Budget Control Act of 2011 on August 2, 2011.

  4. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    The classic FICO credit score (named FICO credit score) is between 300 and 850, and 59% of people had between 700 and 850, 45% had between 740 and 850, and 1.2% of Americans held the highest FICO score (850) in 2019. [15] [16] [17] According to FICO, the median FICO credit score in 2006 was 723 [18] and 721 in 2015. [19]

  5. Residents of These 5 States Have the Lowest Credit Scores - AOL

    www.aol.com/residents-5-states-lowest-credit...

    Data source: The Motley Fool Ascent. In each of these locations, the average score is well below the nationwide average of 714. However, the scores still fall within the "good" range.

  6. 4 Hidden Consequences of Ignoring Your Credit Score - AOL

    www.aol.com/4-hidden-consequences-ignoring...

    Here’s a quick look at how FICO scores break down, from best to worst: 800 or higher: Exceptional. 740-799: Very good. ... (Remember, payment history tops the list of credit score factors.) Over ...

  7. ‘A notable milestone’: The average US credit score falls for ...

    www.aol.com/finance/notable-milestone-average-us...

    ‘A notable milestone’: The average US credit score falls for the first time in a decade as ‘financial strain’ takes a toll on consumers. Here are 4 ways to ease the pain

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