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  2. Down payment assistance: How it works and how to get it - AOL

    www.aol.com/finance/mortgage-down-payment...

    When you buy a home with a mortgage, that mortgage is the first or primary lien on the property. A second mortgage is an additional lien tied to your home. In the case of down payment assistance ...

  3. How to save for a home down payment when rates are falling - AOL

    www.aol.com/finance/save-home-down-payment-rates...

    Don’t forget down payment assistance. While many homeowners use savings to buy their first home, you can source your down payment from other places, including a gift from a relative or friend or ...

  4. American Dream Downpayment Assistance Act - Wikipedia

    en.wikipedia.org/wiki/American_Dream_Downpayment...

    Since 2013, buyers receiving down payment assistance from HOME are required to participate in pre-purchasing homeownership counseling, and in August 2021 full implementation of HUD regulations requiring counseling be provided by certified counselors employed by HUD-approved housing counseling agencies took effect standardizing the curriculum ...

  5. How to save for a down payment - AOL

    www.aol.com/finance/save-down-payment-202835260.html

    4. Look for down payment assistance programs. Down payment assistance could be an option if you’re struggling to save, especially if you’re a first-time buyer. This assistance can come in ...

  6. Guide to first-time homebuyer loans and programs - AOL

    www.aol.com/finance/guide-first-time-homebuyer...

    Down payment assistance loans. Many first-time homebuyer programs offer a lower-cost first mortgage to help you buy the home, then a second mortgage to help you cover your down payment and closing ...

  7. What a Down Payment Aid Could Mean For First-Time ... - AOL

    www.aol.com/news/down-payment-aid-could-mean...

    Kamala Harris has said she will provide $25,000 in down payment assistance for first-time homebuyers, if elected.

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