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  2. Title insurance - Wikipedia

    en.wikipedia.org/wiki/Title_insurance

    The first title insurance company, the Law Property Assurance and Trust Society, was formed in Pennsylvania in 1853. [1] Typically the real property interests insured are fee simple ownership or a mortgage. However, title insurance can be purchased to insure any interest in real property, including an easement, lease, or life estate.

  3. New Jersey's Affidavit of Merit Statute - Wikipedia

    en.wikipedia.org/wiki/New_Jersey's_Affidavit_of...

    New Jersey’s Affidavit of Merit Statute (NJ Rev Stat § 2A:53A-27 (2013)) was signed into law in 1995.The statute states that if a person sues for injury, death, or property damage because of a professional's mistake or carelessness, they must provide a special letter from an expert within 60 days after the other side responds to their lawsuit. [1]

  4. What is title insurance and when do homebuyers need it? - AOL

    www.aol.com/finance/title-insurance-homebuyers...

    Title insurance usually costs 0.5 percent to 1 percent of the property’s sale price. Lender’s title insurance is based on the mortgage principal amount, about $3.50 for every $1,000 of the loan.

  5. New Jersey Administrative Code - Wikipedia

    en.wikipedia.org/wiki/New_Jersey_Administrative_Code

    The New Jersey Administrative Code (N.J.A.C.) is the codification of all rules and regulations made by the executive branch agencies of New Jersey. Newly proposed rules are published for comment in the New Jersey Register , which is published twice a month.

  6. What is a clear title? How to check if a property has one - AOL

    www.aol.com/finance/clear-title-check-property...

    If a property doesn’t have a clear title, it’ll be a lot harder to sell or buy the home, or get a mortgage or homeowners insurance for it. In some cases, you could be responsible for paying a ...

  7. Nonadmitted and Reinsurance Reform Act of 2010 - Wikipedia

    en.wikipedia.org/wiki/Nonadmitted_and...

    An "exempt commercial purchaser" is defined as any person purchasing commercial insurance that, at the time of placement, meets the following requirements: (A) the person employs or retains a qualified risk manager to negotiate insurance coverage; (B) the person has paid aggregate nationwide commercial property and casualty insurance premiums ...

  8. Driving without insurance in New Jersey - AOL

    www.aol.com/finance/driving-without-insurance...

    $25,000 in property damage liability per accident. Drivers also need to have $15,000 in personal injury protection ... If you are caught driving without insurance in New Jersey, you could be ...

  9. New Jersey Department of Banking and Insurance - Wikipedia

    en.wikipedia.org/wiki/New_Jersey_Department_of...

    The New Jersey Department of Banking and Insurance (DOBI) is one of 15 principal departments in New Jersey government. The department's mission is to regulate the banking, insurance and real estate industries in a professional and timely manner that protects and educates consumers and promotes the growth, financial stability and efficiency of these industries. [1]

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