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  2. Soft credit inquiry vs. hard credit inquiry Technically, the lender’s quick credit check is a “soft pull” of your credit history. Such soft inquiries don’t show up on your credit report ...

  3. Mortgage prequalification vs. preapproval: How to time these ...

    www.aol.com/finance/mortgage-prequalification-vs...

    Lenders perform a hard credit inquiry for preapproval, which temporarily dings your credit score by around five points for most people. Borrowers with a very good FICO score of 740 and up tend to ...

  4. How to get preapproved for a mortgage - AOL

    www.aol.com/finance/preapproved-mortgage...

    3. Check your credit report. In addition to providing documentation, you’ll also have to agree to a hard credit check by the lender. It needs to ensure you have a high enough credit score to buy ...

  5. There are two ways potential lenders and creditors check your credit: A hard credit inquiry or a soft credit inquiry. A hard credit inquiry impacts your credit score (usually by a few points), is ...

  6. Pre-approval - Wikipedia

    en.wikipedia.org/wiki/Pre-approval

    In lending, a pre-approval is the pre-qualification for a loan or mortgage of a certain value range. [1]For a general loan a lender, via public or proprietary information, feels that a potential borrower is completely credit-worthy enough for a certain credit product, and approaches the potential customer with a guarantee that should they want that product, they would be guaranteed to get it.

  7. Prequalified vs. preapproved: What’s the difference? - AOL

    www.aol.com/finance/prequalified-vs-preapproved...

    While there are differences between getting preapproved vs. prequalified, both processes usually involve credit checks: a soft check for prequalification and a hard check for preapproval. Only ...