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  2. Government National Mortgage Association - Wikipedia

    en.wikipedia.org/wiki/Government_National...

    Ginnie Mae guarantees only securities backed by single-family and multifamily loans insured by government agencies, including the FHA, Department of Veterans Affairs, the Department of Housing and Urban Development’s Office of Public and Indian Housing, and the Department of Agriculture’s Rural Development. One of the newer mortgage types ...

  3. 6 Things You Need To Do When Considering a Government-Backed ...

    www.aol.com/6-things-considering-government...

    A government-backed refinance is when you refinance an existing mortgage with a new loan guaranteed by a government agency, including FHA, VA and the USDA. Here’s more about the refinancing ...

  4. Fannie Mae - Wikipedia

    en.wikipedia.org/wiki/Fannie_Mae

    Ginnie Mae, which remained a government organization, guarantees FHA-insured mortgage loans as well as Veterans Administration (VA) and Farmers Home Administration (FmHA) insured mortgages. As such, Ginnie Mae is the only home-loan agency explicitly backed by the full faith and credit of the United States government. [16]

  5. What is Ginnie Mae? - AOL

    www.aol.com/finance/ginnie-mae-190105771.html

    In this way, the market for FHA, VA and other government-backed loans remains robust, and the money keeps flowing, from investors to lenders to borrowers and back again. So, for example, when an ...

  6. Are government loans easier to get? - AOL

    www.aol.com/finance/government-loans-easier...

    Government-backed loans like FHA, VA, and USDA loans, often touted easier to get, actually have higher denial rates than conventional loans. Government loans do offer lower down payment and credit ...

  7. Federal Housing Administration - Wikipedia

    en.wikipedia.org/wiki/Federal_Housing_Administration

    Notably, 1 in 16 FHA loan borrowers maintains a credit score below 600, while the average credit score among first-time FHA loan borrowers stands at 677. These first-time homebuyers account for 82% of all FHA purchase loans. Additionally, 23% of all homebuyers opt for an FHA loan, with 28% of those aged 37 or younger choosing this financing option.

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