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The California Mortgage Relief Program uses federal HAF funds to help homeowners get caught up on their housing payments. The program is free and the funds do not need to be repaid.
The Home Affordable Refinance Program (HARP) was created by the Federal Housing Finance Agency in March 2009 to allow those with a loan-to-value ratio exceeding 80% to refinance without also paying for mortgage insurance. Originally, only those with an LTV of 105% could qualify.
The Home Affordable Modification Program (HAMP) is a government program introduced in 2009 to respond to the subprime mortgage crisis.HAMP [10] is part of the Making Home Affordable program (MHA), [11] established in concert with the Hardest Hit Fund program (HHF) [12] under the Troubled Asset Relief Program (TARP), a part of the Emergency Economic Stabilization Act of 2008. [13]
General Assistance (also known as General Relief) is a term used in the United States to denote welfare programs that benefit adults without dependents (single persons, or less commonly, childless married couples) as opposed to families with children, who receive assistance from the federal program formerly known as Aid to Families with Dependent Children, and, since 1996, officially known as ...
The mortgage relief program was originally seen as one-time-only assistance. Now, however, California homeowners who've already received help can apply for more if they have missed more payments ...
The state is again expanding its federally funded mortgage relief program to help more Californians. People who missed mortgage payments as late as Feb. 1 are now eligible for help.
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