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Remember: In addition to your notice of rescission, your lender must give you a written notice (the closing disclosure) that outlines the loan’s annual percentage rate (APR), finance charge ...
The Home Equity Theft Prevention Act (HETPA, NY RPL §265-a) is a New York State law passed on July 26, 2006, to provide homeowners of residential property with information and disclosures in order to make informed decisions when approached by persons seeking a sale or transfer of the homeowner's property, particularly when homeowners are in default on their mortgage payments or the property ...
Unlike a transfer tax (payable to a governmental entity) a private transfer fee assessment is payable to an identified third-party, often a community association (like a homeowners' association, or "HOA"), the real estate developer, [3] and/or an environmental or charitable organization. [4]
In September 1994, President Bill Clinton signed into law the Home Ownership and Equity Protection Act of 1994, written by US Rep. Joseph P. Kennedy (D-Mass). The law requires certain disclosures and clamps restrictions on lenders of high-cost loans.
When homeowners insurance companies choose to nonrenew a policy, they must submit a written notice to the homeowner citing the reason why. Some of the most common reasons why a homeowners ...
The Home Mortgage Disclosure Act (or HMDA, pronounced HUM-duh) is a United States federal law that requires certain financial institutions to provide mortgage data to the public. Congress enacted HMDA in 1975.
Insurance companies are required to provide written notice of cancellation or nonrenewal, typically within 30-120 days (varies by state), to allow policyholders enough time to shop around for ...
[16] [17] Civil privacy expects against: (1) intrusion upon seclusion or solitude, or into private affairs; (2) public disclosure of embarrassing private facts; (3) publicity which places a person in a false light in the public eye; and (4) appropriation of name or likeness. [15]