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The federal Small Business Health Options Program is an insurance exchange, created by Patient Protection and Affordable Care Act (Obamacare). [1] The Small Business Health Options Program (SHOP) Marketplace helps small businesses to provide health coverage to their employees.
Types of Small Business Health Insurance. Small business owners have various choices, from traditional group plans to flexible, tax-advantaged options like Individual Coverage Health Reimbursement ...
Professional Employer Organization (PEO) health insurance benefits help small businesses offer medical coverage without administrative headaches. Explore PEO healthcare rates and options.
Starting in 2015 Small Business Health Care tax credits are available to small businesses (25 employees or less) who obtain a qualified health plan offered through a Small Business Health Options Program (SHOP) Marketplace.
Health exchanges first emerged in the private sector in the early 1980s, and they used computer networking to integrate claims management, eligibility verification, and inter-carrier payments. These became popular in some regions as a way for small and medium-sized businesses to pool their purchasing power into larger groups, reducing cost.
Yet, according to the 2023 Hiscox Underinsurance Report, 75% of small businesses in the U.S. don’t have sufficient insurance coverage, which leaves small business owners liable for any potential ...
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