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  2. Mortgage rate lock: What it is and when you should use one - AOL

    www.aol.com/finance/mortgage-rate-lock-one...

    Consider if you lock in a 6.74 percent rate on a 30-year loan for $300,000. At this rate, you’d pay $400,408 in total interest. Now, let’s say you don’t lock your rate and rates rise to 6.99 ...

  3. Mortgage rate locks: What they are, how they work — and why ...

    www.aol.com/finance/what-is-mortgage-rate-lock...

    However, if rates fall to 5.5% while you have a rate lock for 6%, you might feel like you missed out. That’s why some lenders offer a float-down option. Related reading: Why a 1% mortgage rate ...

  4. Mortgage and refinance rates for Jan. 8, 2025: Rates for 30 ...

    www.aol.com/finance/mortgage-and-refinance-rates...

    The current average interest rate for a 30-year fixed mortgage is 7.02% for purchase and 7.05% for refinance — up 2 basis points from 7.00% for purchase and no change from 7.05% for refinance ...

  5. Mortgage and refinance rates for Jan. 6, 2025: Average rates ...

    www.aol.com/finance/mortgage-and-refinance-rates...

    The current average rate for a 30-year fixed mortgage is 7.00% for purchase and 7.04% for refinance — down 3 basis points from 7.03% for purchase and 3 basis points from 7.07% for refinance ...

  6. Refinance rates for Thursday, January 2, 2025 - AOL

    www.aol.com/finance/mortgage-and-refinance-rates...

    The current average rate for a 30-year fixed mortgage is 6.99% for purchase and 7.01% for refinance — down 2 basis points from 7.01% for purchase and 4 basis points from 7.05% for refinance last ...

  7. Mortgage interests rates for today January 12, 2024 ... - AOL

    www.aol.com/lifestyle/mortgage-interests-rates...

    As of today, January 12, 2024, 30-year fixed mortgage rates are slightly down, as are 30-year fixed refinance rates. Last week's average was 6.62%, and 15-year fixed rates were 5.89%. Today's ...

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