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  2. Housing affordability index - Wikipedia

    en.wikipedia.org/wiki/Housing_Affordability_Index

    Another index is the NAHB/Wells Fargo Housing Opportunity Index (HOI) published by the National Association of Home Builders (NAHB) and Wells Fargo. The index measures the number of houses sold in an area that were deemed affordable based on income and housing costs. [17] Both national data and data by metropolitan area are published.

  3. What are the monthly payments on a $400,000 mortgage? - AOL

    www.aol.com/finance/400000-mortgage-payment...

    Based on this guideline, your household should aim for a monthly before-tax income of $10,204 — or an annual gross income of about $122,488 ($10,204 x 12) — to comfortably afford a $400,000 ...

  4. What are the monthly payments on a $300,000 mortgage? - AOL

    www.aol.com/finance/300000-mortgage-payment...

    Based on the 28% rule, your household should aim for an before-tax monthly income of $7,714 — or an annual gross income of about $92,568 ($7714 x 12) — to comfortably afford a $300,000 mortgage.

  5. Mortgage calculator - Wikipedia

    en.wikipedia.org/wiki/Mortgage_calculator

    Mortgage calculators are automated tools that enable users to determine the financial implications of changes in one or more variables in a mortgage financing arrangement. Mortgage calculators are used by consumers to determine monthly repayments, and by mortgage providers to determine the financial suitability of a home loan applicant. [ 2 ]

  6. Here’s how much you need to make to afford a home in America

    www.aol.com/us-homebuyers-needed-earn-22...

    The income of a typical homebuyer in the United States surged to $107,000 from $88,000 last year, as home affordability precipitously worsened, according to an annual report from the National ...

  7. Mortgage industry of the United States - Wikipedia

    en.wikipedia.org/wiki/Mortgage_industry_of_the...

    Mortgage lending is a major sector finance in the United States, and many of the guidelines that loans must meet are suited to satisfy investors and mortgage insurers. Mortgages are debt securities and can be conveyed and assigned freely to other holders.

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