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The Home Development Mutual Fund (HDMF), commonly known as the Pag-IBIG Fund (acronym of its Filipino name: Pagtutulungan sa Kinabukasan: Ikaw, Bangko, Industriya at Gobyerno [a]), is a government-owned and controlled corporation under the Department of Human Settlements and Urban Development of the Philippines responsible for the administration of the national savings program and affordable ...
Intends to provide a program where: a) Requirements for loan applications and approval are very basic, and there is no collateral requirement; b) Loan proceeds are exclusively used for capital; c) Interests are very close to prevailing bank rates; d) The lenders have a pragmatic collection mechanism; and e) The mode of payment is on a daily or ...
The Credit Information Corporation (CIC) is a government-owned and controlled corporation providing credit information system in the Philippines.It was created in 2008 by the Credit Information System Act (CISA) to construct a centralized, comprehensive credit information system for the collection and dissemination of accurate and fair information relevant to, or arising from, credit and ...
Since unsecured business loans pose a higher risk for lenders, there are often strict eligibility requirements to make sure you repay the loan. Having the right documents ready can help the ...
In a direct auto loan, a bank lends the money directly to a consumer. In an indirect auto loan, a car dealership (or a connected company) acts as an intermediary between the bank or financial institution and the consumer. Other forms of secured loans include loans against securities – such as shares, mutual funds, bonds, etc.
No-doc mortgage loans come in different forms, and the best no-doc mortgage lenders each have their own requirements for this type of financing. To give you a broad overview of how your no-doc ...