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That makes their full retirement age 66 and 2 months. As a result, they'll get an even bigger boost to their PIA by delaying benefits. Here's how the maximum monthly benefit looks at 62, 67, and ...
For those with a FRA of 67, waiting until 70 to file will earn you a 24% bonus on top of your full payment. For the average retiree, filing at 70 results in a benefit of around $2,038 per month ...
Claiming Social Security at 62 would reduce your monthly PIA by 30%; delaying benefits until 70 would increase it by roughly 24% (assuming your full retirement age is 67).
The full retirement age is set to increase again by two months, to 66 years and 10 months old, for people born in 1959. That means the higher FRA for that cohort will go into effect in 2025, with ...
If you were born in 1960 or later, your full retirement age is 67. For Survivor Benefits, FRA starts at age 66 for those born between 1945 and 1956 and increases in 2-month increments. Those born ...
The average retirement age in the U.S. -- ranging from 60 to 62 -- has held relatively steady since 2012, according to a study from Gallup and MassMutual. The average retirement age in 2023 was 62.