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Understanding how your auto insurance coverage works and what actually affects your policy rates can help you avoid paying too much for the exact coverage you need. ... low-mileage drivers ...
Enroll in a low-mileage or use-based insurance (UBI) program. ... This means if you give someone permission to drive your car, your policy usually extends coverage to them. However, important ...
5. Take advantage of low-mileage discounts. Low-mileage drivers might qualify for extra discounts. People who work from home (still a lot of us since the COVID-19 pandemic) would qualify for this one.
Usage-based insurance (UBI), also known as pay as you drive (PAYD), pay how you drive (PHYD) and mile-based auto insurance, is a type of vehicle insurance whereby the costs are dependent upon type of vehicle used, measured against time, distance, behavior and place.
Combining your auto coverage with homeowners insurance and other policies with the same insurer usually leads to discounts. Insurance companies value loyalty and often offer better rates to ...
Here are some of the most common car insurance discounts offered: Low mileage discount: ... which is what makes up a full coverage policy; liability insurance does not include a deductible. You ...
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