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  2. 5 car insurance myths — debunked: Red cars, rate negotiations ...

    www.aol.com/finance/car-insurance-myth-212820623...

    Understanding how your auto insurance coverage works and what actually affects your policy rates can help you avoid paying too much for the exact coverage you need. ... low-mileage drivers ...

  3. How to switch car insurance companies: 5 simple steps - AOL

    www.aol.com/finance/how-to-switch-car-insurance...

    Enroll in a low-mileage or use-based insurance (UBI) program. ... This means if you give someone permission to drive your car, your policy usually extends coverage to them. However, important ...

  4. I Lowered My Car Insurance Premium With These 5 Simple Steps

    www.aol.com/finance/lowered-car-insurance...

    5. Take advantage of low-mileage discounts. Low-mileage drivers might qualify for extra discounts. People who work from home (still a lot of us since the COVID-19 pandemic) would qualify for this one.

  5. Usage-based insurance - Wikipedia

    en.wikipedia.org/wiki/Usage-based_insurance

    Usage-based insurance (UBI), also known as pay as you drive (PAYD), pay how you drive (PHYD) and mile-based auto insurance, is a type of vehicle insurance whereby the costs are dependent upon type of vehicle used, measured against time, distance, behavior and place.

  6. When’s the best time to shop for car insurance? (Hint: It ...

    www.aol.com/finance/best-time-to-shop-for-car...

    Combining your auto coverage with homeowners insurance and other policies with the same insurer usually leads to discounts. Insurance companies value loyalty and often offer better rates to ...

  7. How to save on car insurance: 7 ways to lower your rate

    www.aol.com/finance/save-car-insurance-7-ways...

    Here are some of the most common car insurance discounts offered: Low mileage discount: ... which is what makes up a full coverage policy; liability insurance does not include a deductible. You ...

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