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Low-mileage drivers — typically under 7,500 miles a year — often qualify for lower rates. Some insurers even offer pay-per-mile programs for very low-mileage drivers. Age, marital status and ...
Car insurance provides financial security to drivers and is ... age, gender and credit-based insurance scores are also considered. ... defensive driving course discounts or low-mileage ...
Afilalo points out that pay-per-mile programs are different from a low-mileage discount, which is a rate reduction for driving under a certain mileage annually — usually 7,500 miles a year.
The OBD-II device measures mileage and then transmits mileage data to servers. This is supposed to be an affordable car insurance policy for low-mileage drivers. Metromile is currently only offering personal car insurance policies and is available in California, Oregon, Washington, and Illinois. [61]
Pay-per-mile insurance is a type of usage-based insurance where the user pays a base rate along with a fixed rate per mile. The billing model is intended for low-mileage drivers and does not take driving style or behaviour into account (for determining rates or discounts). [2]
Usage-based insurance (UBI), also known as pay as you drive (PAYD), pay how you drive (PHYD) and mile-based auto insurance, is a type of vehicle insurance whereby the costs are dependent upon type of vehicle used, measured against time, distance, behavior and place.
Here are some of the most common car insurance discounts offered: Low mileage discount: You could save by driving under a certain number of miles per year, as specified by the insurer.
With average car insurance rates soaring, it's an ideal time to shop around for a new auto policy. ... Enroll in a low-mileage or use-based insurance (UBI) program. ... if you drive a low-value ...
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