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Producers pay no premium for CAT coverage, but except for cases of financial hardship, must pay an administrative fee of $300 per crop. A producer has the ability to purchase additional insurance coverage (or buy-up coverage) beyond CAT coverage, but must pay a premium, partially subsidized by the government.
With the amendments to the Federal Crop Insurance Act made by the Federal Crop Insurance Reform Act of 1994 (P.L. 103-354, Title I) and the Agriculture Risk Protection Act of 2000 (P.L. 106-224), USDA is authorized to offer basically free catastrophic (CAT) coverage to producers who grow an insurable crop. For a premium, farmers can buy ...
Liability insurance (also called third-party insurance) is a part of the general insurance system of risk financing to protect the purchaser (the "insured") from the risks of liabilities imposed by lawsuits and similar claims and protects the insured if the purchaser is sued for claims that come within the coverage of the insurance policy.
Wellness coverage: Some plans offer preventive care coverage for vaccinations, dental cleanings, and routine check-ups. Decide if this additional coverage is worth the extra cost for your pet's needs.
Shelter Insurance Company is a mutual insurance company which focuses on auto, property, business, and life Insurance. It operates in fifteen U.S. states and the headquarters is in Columbia, Missouri.
Medical payments coverage: This coverage operates similarly to personal liability but specifically covers the medical bills of someone injured on or in your property, regardless of fault.
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