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  2. Dwelling coverage: This part of your homeowners insurance, often referred to as hazard insurance, provides financial protection for repairing or replacing the physical structure of your home ...

  3. Millions of US homeowners make 1 ‘huge mistake ... - AOL

    www.aol.com/finance/millions-us-homeowners-1...

    A new report from the Consumer Federation of America (CFA) found one in 13 U.S. homeowners are “going bare” by skipping home insurance. This short-term money saver creates long-term risks by ...

  4. Home insurance - Wikipedia

    en.wikipedia.org/wiki/Home_insurance

    It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one's home, its contents, loss of use (additional living expenses), or loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home or at the hands of the ...

  5. What is homeowners insurance and how does it work? - AOL

    www.aol.com/finance/homeowners-insurance-does...

    An insurance policy is a contract where the homeowner and insurance company agree that in exchange for a premium payment, the insurance company will provide compensation for the repairs or ...

  6. Builder's risk insurance - Wikipedia

    en.wikipedia.org/wiki/Builder's_risk_insurance

    Builder's risk insurance is "coverage that protects a person's or organization's insurable interest in materials, fixtures and/or equipment being used in the construction or renovation of a building or structure should those items sustain physical loss or damage from a covered cause."

  7. Homeowner Flood Insurance Affordability Act of 2014

    en.wikipedia.org/wiki/Homeowner_Flood_Insurance...

    At present, $527 billion worth of property is in the coastal floodplain. [3] The federal government heavily underwrites the flood insurance rates for these areas. The law "ordered FEMA to stop subsidizing flood insurance for second homes and businesses, and for properties that had been swamped multiple times."

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