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  2. Chain-ladder method - Wikipedia

    en.wikipedia.org/wiki/Chain-ladder_method

    From 24 months to 36 months, accident year 1998 losses increased from 43,169,009 to 45,568,919, so the corresponding age-to-age factor is 45,568,919 / 43,169,009 = 1.056. A "tail factor" is selected (in this case, 1.000) to project from the latest valuation age to ultimate.

  3. LTIFR - Wikipedia

    en.wikipedia.org/wiki/LTIFR

    LTIFR (lost time injury frequency rate) is the number of lost time injuries occurring in a workplace per 1 million hours worked. An LTIFR of 7, for example, shows that 7 lost time injuries occur on a jobsite every 1 million hours worked. The formula gives a picture of how safe a workplace is for its workers.

  4. Total loss - Wikipedia

    en.wikipedia.org/wiki/Total_loss

    Auto insurers generally settle total loss claims on one of three methods of claim settlement: [15] Actual Cash Value (or ACV): the value of the vehicle is determined by the claims adjuster after the total loss occurs, Agreed Value: the vehicle value is determined prior to the start of the policy period), or

  5. Structured settlement - Wikipedia

    en.wikipedia.org/wiki/Structured_settlement

    The typical structured settlement arises and is structured as follows: An injured party (the claimant) comes to a negotiated settlement of a tort suit with the defendant (or its insurance carrier) pursuant to a settlement agreement that provides as consideration, in exchange for the claimant's securing the dismissal of the lawsuit, an agreement by the defendant (or, more commonly, its insurer ...

  6. Loss of use - Wikipedia

    en.wikipedia.org/wiki/Loss_of_use

    Loss of use is the inability, due to a tort or other injury to use a body part, animal, equipment, premises, or other property.Law.com defines it as "the inability to use an automobile, premises or some equipment due to damage to the vehicle, premises or articles caused by the negligence or other wrongdoing of another."

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