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2. Experian - Wikipedia

   en.wikipedia.org/wiki/Experian

   Experian is a multinational data analytics and consumer credit reporting company headquartered in Dublin, Ireland.Experian collects and aggregates information on over 1 billion people and businesses including 235 million individual U.S. consumers and more than 25 million U.S. businesses.

3. AnnualCreditReport.com - Wikipedia

   en.wikipedia.org/wiki/AnnualCreditReport.com

   AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

4. Credit score in the United States - Wikipedia

   en.wikipedia.org/wiki/Credit_score_in_the_United...

   Credit score in the United States. A credit score is a number that provides a comparative estimate of an individual's creditworthiness based on an analysis of their credit report. [1] It is an inexpensive and main alternative to other forms of consumer loan underwriting. Lenders, such as banks and credit card companies, use credit scores to ...

5. Overview of Experian CreditCenter - AOL Help

   help.aol.com/.../overview-of-experian-creditcenter

   There are three different major credit reporting agencies, Experian, TransUnion, and Equifax that maintain a record of your credit history known as your credit file. Credit scores are based on the information in your credit file at the time it is requested. Your credit file information can vary from agency to agency because some lenders report ...

6. What is my credit score if I have no credit history? - AOL

   www.aol.com/finance/credit-score-no-credit...

   However, you won’t have a FICO credit score — which is used by 90 percent of top lenders, according to FICO — until an account is at least six months old. This means that no credit history ...

7. Experian CreditCenter - AOL Help

   help.aol.com/articles/get-started-with-experian...

   Your credit file information can vary from agency to agency because some lenders report your credit history to only one or two of the agencies. So your credit scores can vary if the information they have on file for you is different. Since the information in your file can change over time, your credit scores also may be different from day-to-day.