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2. Debt consolidation vs. debt payoff vs. debt counseling: What ...

   www.aol.com/finance/debt-consolidation-vs-debt...

   Debt consolidation restructures your debt through a personal loan from a bank, credit union or online lender. While this can simplify payments and lower interest costs, you're not eliminating debt ...

3. 8 Ways to Use a Debt Consolidation Loan for Your Credit Card Debt

   www.aol.com/8-ways-debt-consolidation-loan...

   Increased Credit Score: While this may take time, a debt consolidation loan can improve your credit score by making on-time payments easier, thus lowering your credit utilization. Having multiple ...

4. How to consolidate debt without hurting your credit

   www.aol.com/finance/consolidate-debt-without...

   Your credit score: One goal of debt consolidation is to reduce the interest rate on your debt. The idea here is to pay a lower interest rate on a consolidation loan or balance transfer credit card ...

5. How to get a debt consolidation loan with bad credit

   www.aol.com/finance/debt-consolidation-loan-bad...

   Key takeaways. A debt consolidation loan is primarily meant to save money on interest by securing a lower APR and a shorter payoff timeline. Bad credit debt consolidation loans may not be as ...

6. Why did my credit score drop after paying off debt? - AOL

   www.aol.com/finance/why-did-credit-score-drop...

   You take out a debt consolidation loan to pay off the $2,750 debt. You close out the three cards tied to the $2,750 balance you’re paying off, but those cards totaled in $9,500 of available credit.

7. Debt Consolidation vs. Debt Settlement: Which Is Best for You ...

   www.aol.com/debt-consolidation-vs-debt...

   Debt Consolidation Pros and Cons. Pros: Simplified monthly payments. Potentially lower interest rates (average reduction of 5-10%) Maintained or improved credit score if payments are made on time