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2. 8 steps to remove old debt from your credit report

   www.aol.com/finance/8-steps-remove-old-debt...

   8 steps to remove old debt from your credit report. Just over 3 percent of outstanding debt was in some degree of delinquency as of December 2023, according to the Federal Reserve Bank of New York ...

3. What debts can’t be removed from your credit report? - AOL

   www.aol.com/finance/debts-t-removed-credit...

   Type of debt. Length of time on report (after payoff) Credit card. Up to 7 years. Student loans. Up to 7 years. Foreclosures. Up to 7 years. Money owned to/guaranteed by the government

4. How to Remove Derogatory Items From Your Credit Report - AOL

   www.aol.com/remove-derogatory-items-credit...

   Missed payment. 7 years. Account charge-off. 7 years. Repossession. 7 years. Collections. 7 years. Student loan delinquency or default. 7 years. Debt settlement. 7 years

5. Which debts can’t be discharged in bankruptcy? - AOL

   www.aol.com/finance/debts-t-discharged...

   Not only will you see a credit score drop of up to 200 points, but the bankruptcy will stay on your credit report for years down the road. Chapter 7 filings will stay on your report for 10 years ...

6. Can you pay to remove negative items from your credit report?

   www.aol.com/finance/pay-remove-negative-items...

   Request debt removal: Request that the collection agency delete the debt from your credit report in exchange for payment. Timeframe to respond : Give the collection agency a deadline to respond to ...

7. When does debt fall off your credit report? - AOL

   www.aol.com/finance/does-debt-fall-off-credit...

   “A ‘pay for delete’ letter is a negotiation tool where the collector or lender agrees to remove the account from credit reports in exchange for payment of the debt — typically more than ...