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2. Return of premium life insurance - Wikipedia

   en.wikipedia.org/wiki/Return_of_premium_life...

   Return of premium (ROP) life insurance is a type of term life insurance policy that returns a portion of the cumulative premiums paid if the insured outlives the policy's term. [1] For example, a $1,000,000 policy bought for $10,000 a year over a 30-year period would result in $300,000 being refunded to the surviving policyholder at the end of ...

3. Return of premium life insurance - AOL

   www.aol.com/finance/return-premium-life...

   Key takeaways. Return of premium life insurance refunds most or all of your premium payments if you outlive the term length of your policy. Due to the refund feature, this policy type will ...

4. Term life insurance - Wikipedia

   en.wikipedia.org/wiki/Term_life_insurance

   Term life insurance or term assurance is life insurance that provides coverage at a fixed rate of payments for a limited period of time, the relevant term. After that period expires, coverage at the previous rate of premiums is no longer guaranteed and the client must either forgo coverage or potentially obtain further coverage with different payments or conditions.

5. Calculator: How Much Life Insurance Do I Really Need? - AOL

   www.aol.com/lifestyle/calculator-much-life...

   Are you sure you’ve calculated the right amount of life insurance to fully protect your family’s financial future?

6. Cancellation (insurance) - Wikipedia

   en.wikipedia.org/wiki/Cancellation_(insurance)

   The policy term is the period that an insurance policy provides coverage. Many policies have a one-year term (365 days) but other terms both longer and shorter are used. Policy terms can be for any length of time and can be for a short period when the period of risk is also short or can be for multi-year periods.

7. Types of life insurance - AOL

   www.aol.com/finance/types-life-insurance...

   There are two main types of life insurance: term and permanent. ... to get other types of life insurance coverage. Death benefits for guaranteed issue life insurance are usually lower, typically ...