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  2. Can I Get a Lump Sum Social Security Payment? - AOL

    www.aol.com/finance/lump-sum-social-security...

    You may be able to choose to receive a single lump sum payment representing six months' worth of Social Security retirement benefits. The lump-sum option is only available to people who have ...

  3. Social Security: The Hidden Trap to Claiming a Lump-Sum ... - AOL

    www.aol.com/social-security-deceptive-lump-sum...

    Americans who qualify for Social Security retirement benefits are usually encouraged to wait at least until full retirement age to collect so you can get 100% of the benefits you are due. Ideally,...

  4. Lump sum payout vs. annuity from a pension: How to decide - AOL

    www.aol.com/finance/lump-sum-payout-vs-annuity...

    As an alternative, some couples find creative solutions by taking a lump sum from one spouse’s pension and opting for monthly payments from the other. 3. Income needs

  5. Social Security (United States) - Wikipedia

    en.wikipedia.org/wiki/Social_Security_(United...

    The sum of the highest 35 years of adjusted or indexed earnings divided by 420 (35 years times 12 months per year) produces a person's Average Indexed Monthly Earnings or AIME. [38] The AIME is then used to calculate the Primary Insurance Amount (PIA). For workers who turn 62 in 2024, the PIA computation formula is:

  6. Defined benefit pension plan - Wikipedia

    en.wikipedia.org/wiki/Defined_benefit_pension_plan

    Defined benefit (DB) pension plan is a type of pension plan in which an employer/sponsor promises a specified pension payment, lump-sum, or combination thereof on retirement that depends on an employee's earnings history, tenure of service and age, rather than depending directly on individual investment returns. Traditionally, many governmental ...

  7. Social pension - Wikipedia

    en.wikipedia.org/wiki/Social_pension

    Social security includes different kinds of benefits (maternity, unemployment, disability, sickness, old age, etc.) [1] A social pension is a stream of payments from the state to an individual that starts when someone retires and continues to be paid until death. [2]