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Sanlam is a South African financial services group headquartered in Bellville, Western Cape, South Africa. [2] Sanlam is one of the largest insurance company in Africa.It is listed on the Johannesburg Stock Exchange, the Namibian Stock Exchange and the A2X. [4]
The final bill goes beyond just an expensive funeral. Here's how end-of-life medical expenses, funeral costs, estate taxes and more add up in every state.
The insurance company calculates the policy prices (premiums) at a level sufficient to fund claims, cover administrative costs, and provide a profit. The cost of insurance is determined using mortality tables calculated by actuaries. Mortality tables are statistically based tables showing expected annual mortality rates of people at different ages.
A funeral procession arriving at a church. The coffin is covered with an elaborate red and gold pall. From the Hours of Étienne Chevalier by Jean Fouquet. (Musée Condé, Chantilly) A pall (also called mortcloth or casket saddle) is a cloth that covers a casket or coffin at funerals. [1]
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Prosecutors allege the funeral company told the state they were charging families less than they actually were in order to collect state funds meant to help low-income families cover funeral expenses.