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Personal injury protection (PIP) is an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages. PIP is sometimes referred to as "no-fault" coverage , because the statutes enacting it are generally known as no-fault laws, and PIP is designed to be paid without regard ...
PIP can pay for medical bills, lost wages and other costs associated with auto accident injuries for you, your passengers and household members. ... Up to $500,000: This option covers up to ...
Here's what PIP typically includes: Medical expenses. Covers your medical bills, including hospital stays, surgeries and follow-up care. Lost wages. Provides compensation if you can't work while ...
Personal injury protection (PIP): As a no-fault state, Michigan drivers are required to carry PIP coverage, which is designed to help pay for medical care and more, up to your policy limit ...
Although the benefits will vary depending on the state, no-fault benefits will generally: (1) pay for an injured person's car crash-related medical bills and lost wages; (2) be paid by the injured person's own insurance company; and (3) be paid regardless of whether the injured person was at-fault for the crash.
“For example, if your health insurance has a $1,000 deductible, a 20 percent copay and you have a $5,000 medical claim from an accident, with your health insurance you would typically pay $1,800 ...
Instead, under the PIP Choice system that was enacted, drivers have the choice of selecting medical coverage with limits of $50,000 (for drivers on Medicaid), $250,000, $500,000 and unlimited. Drivers on Medicare may be eligible to forgo all No-Fault medical coverage.
PIP coverage does not pay for any damage to a vehicle or property. ... Extraordinary medical benefits coverage limits option: This option provides more robust coverage, by offering an amount above ...