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Plumbing: Most homeowners insurance policies should cover plumbing-related damage unless it is the result of negligence, a long-term leak, old pipes or a sump pump.
Generally, your homeowners insurance policy can cover mold damage and removal if something suddenly goes wrong inside your home, such as a pipe bursting and flooding a section of your house.
An insurance policy may or may not cover the costs associated with water damage and the process of water damage restoration. While a common cause of residential water damage is often the failure of a sump pump, many homeowner's insurance policies do not cover the associated costs without an addendum which adds to the monthly premium of the policy.
The cost of homeowner's insurance often depends on what it would cost to replace the house and which additional endorsements or riders are attached to the policy. The insurance policy is a legal contract between the insurance carrier (insurance company) and the named insured(s). It is a contract of indemnity and will put the insured back to ...
Homeowners insurance does not cover flooding resulting from hurricanes, heavy rains, snowmelt, runoff or other natural causes. For this coverage, you would need to add a separate flood insurance ...
A drain cleaner, also known as drain opener, refers to a person, device, or product used to unblock sewer pipes or clear clogged wastewater drains.This term typically applies to chemical, enzymatic, or mechanical tools such as commercial chemical cleaners, plumber’s snakes, drain augers, bio-enzyme solutions, or toilet plungers.
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