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PenFed is the nation's third largest federal credit union, [2] with assets of $34.8 billion and more than 2.8 million members as of December 2023. [3] In addition to a variety of loans, savings, and deposit accounts, PenFed also offers credit cards [4] and other financial services.
The Social Security System (SSS; Filipino: Paseguruhan ng mga Naglilingkod sa Pribado) [4] is a state-run social insurance program in the Philippines to workers in the private, professional and informal sectors. SSS is established by virtue of Republic Act No. 1161, better known as the Social Security Act of 1954.
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Penfed’s minimum loan amount is $600, while SoFi’s is $5,000. You can use a small loan from PenFed to cover just about any expenses, such as a car repair or medical bill.
The agency responsible for implementation is the Social Security System (SSS), and also the Government Service Insurance System (GSIS), the Philippine Health Insurance Corporation (PhilHealth), and the Pag-IBIG Fund (Home Development Mutual Fund) use the card. [3] The card was also suggested to be used as a voter ID. [4]
Social Security taxes paid into the system cannot be passed to future generations, as private accounts can, thereby preventing the accumulation of wealth to some degree. [53] According to the Cato Institute, a libertarian think tank, private accounts have a much higher rate of return than Social Security accounts. [54]
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