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For unmarried students under 24, Congress mandates that parental income and assets be included. The resulting figure is the student's "need". Colleges attempt to provide students with enough financial aid to meet all student need, but in most cases are unable to do so completely. The result is "unmet need".
In the United States, student loans are a form of financial aid intended to help students access higher education. In 2018, 70 percent of higher education graduates had used loans to cover some or all of their expenses. [ 1 ]
As of 2024, only 8.84% of student loan debt belongs to private lenders, while the rest is federal. ... It’s best to wait to apply for private aid until you receive your total financial aid ...
Federal Student Aid provides student financial assistance in the form of grants, loans, and work-study funds. FSA is a Performance-Based Organization, and was the first PBO to be established in the US government.
In fact, the Department of Education has created an online tool that can help estimate how much a student will receive in federal financial aid – including Pell grants, loans and work-study ...
Every year, millions of prospective and current college students complete the FAFSA to determine their financial aid for the following school year, including federal loans, grants and work-study ...
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