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Today's best rates of returns are found at FDIC-insured digital banks and online accounts paying out up to 4.60% APY on six-month terms and up to 4.35% APY on longer terms with low or no minimums ...
Unlike a traditional savings account earning 0.41% APY on average, a CD locks in a significantly higher rate of return until maturity, guaranteeing consistent returns even as market conditions change.
In all, you’ll find rates between 5 and 5.51 percent APY on CDs of up to two years, while longer terms of three to five years earn top APYs between 4.5 and 4.75 percent.
Best CD rates today: Score steady, guaranteed returns of up to 4.60% APY into the weekend — Jan. 10, 2025
Best CD rates today: Strengthen your financial future with guaranteed yields of up to 4.60% APY — Jan. 13, 2025 Yahia Barakah Updated January 13, 2025 at 8:08 AM
As of late, the top APY across CD terms is 5.55 percent, and it’s offered on a 12-month CD special from online-only bank Salem Five Direct. A minimum deposit of $10,000 is required, and the ...
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