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  2. Royal Bank of Scotland - Wikipedia

    en.wikipedia.org/wiki/Royal_Bank_of_Scotland

    The bank is introducing Visa Debit cards with the technology for current accounts, which can be used to pay for purchases up to £30 by tapping an enabled card on the retailer's terminal. [54] In an effort to enhance security, Royal Bank of Scotland and NatWest introduced hand-held devices in 2007 for use with a card to authorise online banking ...

  3. Chip Authentication Program - Wikipedia

    en.wikipedia.org/wiki/Chip_Authentication_Program

    Banking customers who have been issued a CAP reader by their bank can insert their Chip and PIN card into the CAP reader in order to participate in one of several supported authentication protocols. CAP is a form of two-factor authentication as both a smartcard and a valid PIN must be present for a transaction to succeed.

  4. Tesco Bank - Wikipedia

    en.wikipedia.org/wiki/Tesco_Bank

    Tesco purchase of RBS stake completed 2008 Q4 Tesco Personal Finance plc , trading as Tesco Bank , is a British retail bank which was formed in July 1997 (as Tesco Personal Finance ). The bank was formed as part of a 50:50 joint venture between The Royal Bank of Scotland and Tesco , the largest supermarket in the United Kingdom, employing 2,800 ...

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  6. Citizens Financial Group - Wikipedia

    en.wikipedia.org/wiki/Citizens_Financial_Group

    In 2004, RBS purchased the credit card division of Connecticut-based People's Bank. [16] [17] This purchase allowed Citizens to issue and market its own credit cards. In October 2015, RBS sold its remaining stake in Citizens Financial Group, having progressively reduced its stake through an initial public offering (IPO) started in 2014. [18]

  7. Monzo - Wikipedia

    en.wikipedia.org/wiki/Monzo

    The balance on the card could then be spent via contactless, chip and pin, magnetic stripe or online. From early on, Monzo has issued cards in a neon "hot coral" colour - initially intended as a temporary measure during prototyping [65] - but later, a deliberate decision arising from the success of the "eye-catching" design. [66]