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Here’s a one-year ladder with four “rungs” for an overall 5.25% yield based on today’s top CD rates: 3-month CD at 5.5% APY at America First Credit Union. 6-month CD at 4.80% APY at Sallie Mae
Key takeaways. The leading APY across terms is now 5.55%, and it’s offered on a one-year term. Rates of 5% APY and higher can be found on terms of up to two years.
Chase: Chase offers a relationship rate of 4.5 percent APY on a nine-month CD when you also have a linked Chase personal checking account, with a $1,000 minimum deposit required for the CD ...
With a CD, you make one deposit and earn a guaranteed interest rate over your term that’s yours after the CD matures. Higher rates than traditional accounts.
Best CD rates today: Lock in high APYs of 5% and up ahead of today's key inflation report — April 10, 2024
Today's certificates of deposit guarantee a high rate of return on your principal at the end of an agreed-on term — the best CDs paying rates that outpace inflation by up to 2 percentage points.
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