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  2. Loan modification in the United States - Wikipedia

    en.wikipedia.org/wiki/Loan_modification_in_the...

    According to the Federal Deposit Insurance Corporation (FDIC) chairman, Sheila C. Bair, looking back as far as the 1980s, "the FDIC applied workout procedures for troubled loans out of bank failures, modifying loans to make them affordable and to turn nonperforming into performing loans by offering refinances, loan assumptions, and family loan transfers."

  3. Loan modification vs. refinance: Which option is best for you?

    www.aol.com/finance/loan-modification-vs...

    800-290-4726 more ways to reach us. Sign in. Mail. 24/7 Help. ... Lenders aren’t required to accept your loan modification application. Be ready for some potentially time-intensive processes to ...

  4. Home Affordable Refinance Program - Wikipedia

    en.wikipedia.org/wiki/Home_Affordable_Refinance...

    The Home Affordable Refinance Program (HARP) is a federal program of the United States, set up by the Federal Housing Finance Agency in March 2009, to help underwater and near-underwater homeowners refinance their mortgages.

  5. Bank regulation in the United States - Wikipedia

    en.wikipedia.org/wiki/Bank_regulation_in_the...

    A bank's primary federal regulator could be the Federal Deposit Insurance Corporation (FDIC), the Federal Reserve Board, or the Office of the Comptroller of the Currency. Within the Federal Reserve System are 12 districts centered around 12 regional Federal Reserve Banks , each of which carries out the Federal Reserve Board's regulatory ...

  6. Bank of America finally ramps up mortgage modification program

    www.aol.com/2009/09/09/bank-of-america-finally...

    After being named the bank with the worst record in mortgage modification, Bank of America (BAC) has finally expanded its staff to handle the growing number of troubled loans and offer mortgage ...

  7. How To Open a US Bank Account - AOL

    www.aol.com/open-us-bank-account-231601619.html

    US Bank is the fifth-largest bank in America, with more than 70,000 employees and nearly $500 billion in assets, meaning they have the size and structure to suit your needs wherever you may be.

  8. Universal Payment Identification Code - Wikipedia

    en.wikipedia.org/wiki/Universal_Payment...

    A Universal Payment Identification Code (UPIC) is an identifier (or banking address) for a bank account in the United States used to receive electronic credit payments. [1] A UPIC acts exactly like a US bank account number and protects sensitive banking information.

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