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Why mortgage rates are likely to drop The Federal Reserve raised its benchmark interest rate (the federal funds rate) several times in 2022 and 2023 in an effort to cool inflation.
See today's average mortgage rates for a 30-year fixed mortgage, ... 2025. The fixed rate for a 15-year mortgage is 6.27%, up 13 basis points from last week's average 6.14%. ... Mark Andrews' drop ...
The average rate for a 30-year fixed-rate mortgage is already down to 6.5% right now, but experts expect further cuts to the federal funds rate, which should help push that down even more. Let's ...
“Looking at the end of this year and into 2025, I foresee mortgage rates staying in the 6% range, likely bouncing between 6% and 7%,” shared Dan Richards, president of Flyhomes Mortgage. “A ...
Should you refinance your mortgage in 2025? For most American homeowners with a rate lower than 5%, probably not. ... generated with the federal government’s 15 vs. 30-year mortgage calculator ...
After dipping as low as 6.2 percent in September 2024, the average 30-year mortgage rate has risen to 7.08 percent as of early January 2025, despite three rate cuts from the Fed since September ...