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  2. Voluntary employees' beneficiary association - Wikipedia

    en.wikipedia.org/wiki/Voluntary_employees...

    Beneficiaries of a VEBA must have an employment-related common bond (such as a common employer), be covered by a collective bargaining agreement, or belong to a labor union. [1] However, if multiple employers share the same line of business and the same geographic area, they are considered to share the "common bond" specified by the law. [1]

  3. Medical Expenses You Can Deduct From Your Taxes - AOL

    www.aol.com/finance/medical-expenses-deduct...

    “To take advantage of this, you must itemize your medical expense deductions on your IRS 1040. You simply attach a Schedule A where you report the total medical expenses you paid. Make sure that ...

  4. Experience modifier - Wikipedia

    en.wikipedia.org/wiki/Experience_modifier

    An experience modifier of 1 would be applied for an employer that had demonstrated the actuarially expected performance. Poorer loss experience leads to a modifier greater than 1, and better experience to a modifier less than 1. The loss experience used in determining the modifier typically comprises three years but excluding the immediate past ...

  5. Balance billing - Wikipedia

    en.wikipedia.org/wiki/Balance_billing

    Balance billing, sometimes called surprise billing, is a medical bill from a healthcare provider billing a patient for the difference between the total cost of services being charged and the amount the insurance pays. [1]